Category Archives: News

Hanover Insurance Removed from Charged Insurers in Harner Auto Glass Suit

The controversial, much-publicized suit from David Harner against several auto glass TPAs and insurers has just undergone a change: Hanover, one of the insurers listed in the suit as being among the insurers who failed to pay claims due, has been removed from the list.

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This is the latest development in what is turning out to be a true David vs. Goliath story, as Harner, the owner of an auto glass business in Westchester, takes on some of the biggest auto insurers and TPAs in the business. Safelite and its parent company are named in the suit, for instance, as indeed are LYNX and its own parent company, PGW. The allegations are myriad, and they echo some of the most common allegations being made by many independents in the auto glass industry against the big boys, from failure to pay allegations to charges of unfair business practices.

The removal of Hanover from the failure to pay list is the second such removal of the insurer from a list having to do with allegations by Harner. In July, Harner also removed Hanover from the list of insurers that he claimed had committed a breach of contract, being careful to stipulate that said removal would have no bearing on other actions being taken against the insurance company.

Further comment has yet to be found regarding this recent development, at least from the concerned parties themselves, but observers say it may be that Hanover has taken action to pay the claims alleged by Harner since the filing of the suit, as indeed happened with another company in the list of names Harner claimed to have perpetrated a breach of contract. This other company, Unitrin, was taken off the list by Harner subsequent to its payment of the fees due to Harner’s company.

What is really getting people’s attention about Harner’s case, though, would be the allegations he makes about how insurers are providing a set of scripted statements to agents to use with policyholders that tend to guide said policyholders towards preferred auto glass repair shops and away from independents. This is an allegation that has been levelled specifically against LYNX, with Harner going so far as to actually provide script examples in his case.

Why does this get so much attention? Because many independents in the auto glass industry have been making similar claims for some time now, saying that the TPA-insurer-repairer relationships being built by the bigger companies in the trade are beginning to constitute unfair business practices that see majority of clients being diverted by insurance handlers to companies that are actually affiliated with their own, leading to a kind of monopoly that excludes smaller players from the game. While this is still under contention, Harner’s case is being expected to provide some prime instruction once an outcome is finally found, which is why so many people in the industry are watching it.

Kelly Thomas Death: Officer Manuel Ramos Charged With Murder

Kelly Thomas Death: Officer Manuel Ramos Charged With Murder

Republished by Los Angeles Personal Injury Attorney

By AMY TAXIN and GREG RISLING, Associated Press.
Associated Press Writers Gillian Flaccus in Orange County and Thomas Watkins in Los Angeles contributed to this report.

SANTA ANA, Calif. (AP) — The fatal police beating of a mentally ill, homeless man, prosecutors say, began with one officer snapping on a pair of latex gloves and a single threat.

Kelly Thomas was sitting on a curb in Southern California as police checked his backpack when Officer Manuel Ramos donned the gloves and made two fists in front of him. Prosecutors say Ramos then said: “Now see my fists? They are getting ready to F you up.”

“This declaration was a turning point – a defining moment,” prosecutor Tony Rackauckas said, as he announced Wednesday that Ramos and another officer have been charged in Thomas’ death.

Officer Manuel Ramos, a 10-year veteran, was charged with second-degree murder and involuntary manslaughter. His lawyer disputed Rackauckas’s account, saying Thomas violently resisted arrest. Cpl. Jay Cicinelli, a 12-year veteran, faces involuntary manslaughter and excessive force charges. He pleaded not guilty.

In the 10-minute long beating, Fullerton police officers pinned Thomas to the ground so hard that he had trouble breathing. Prosecutors say he was shocked four times with a Taser, kneed in the head, punched in the ribs and bashed eight times with the butt of a stun gun.

Thomas screamed for his father, begged for help and cried out that he couldn’t breathe. Then he lost consciousness. That, prosecutors say, should have alerted officers that Thomas was seriously injured.
“We simply cannot accept that in our community it is within a police officer’s right to place gloves on his hands, show his fists to a detainee and threaten that he will `eff’ him up,” Rackauckas said. “That is not protecting and serving.”

In response to claims about Ramos, the gloves and the threat, his attorney, John Barnett said, his client was using “the lowest type of force.” He said Thomas resisted arrested by kicking and swinging at officers.
“It was an attempt by the officer to use words not force to get the suspect to do what he’s supposed to do,” he said. “He sought to avoid physical confrontation with words. There was no compliance by Mr. Thomas.”
Bill Hadden, Cicinelli’s attorney, didn’t return a call for comment.

The announcement, by a four-term prosecutor known for his strong support of the police, was met with cheers in a city that erupted in protests after seeing video of the beating. Angry residents had called for the recall of the mayor, two council members and a review of police practices.

Ron Thomas, Kelly Thomas’ father, watched the prosecutor’s news conference on TV with a group of supporters and said he was pleased that Ramos and Cicinelli were charged. “That’s exactly what I hoped for,” he said in a phone interview. “It makes me feel fantastic that this is happening. It’s the justice we need.”

At the news conference, Rackauckas laid out a graphic, blow-by-blow narrative of the violent encounter using props that included latex gloves, a Taser and the officers’ verbatim quotes as recorded on their body microphones and surveillance video. Investigators had also interviewed 151 witnesses.

Rackauckas said the beating began after two officers, including Ramos, responded to reports July 5 that a “homeless” person was peering into cars and rattling door handles at a transit hub in downtown Fullerton.
They found Thomas shirtless and wearing a backpack; Ramos knew Thomas because he often hung out in the city and the officers didn’t feel the need to frisk him. As one officer searched his backpack, Ramos sat Thomas on a curb and ordered him to put his legs out straight and put his hands on his knees.

Thomas, who suffered from schizophrenia, had trouble complying. Ramos then put on a pair of latex gloves, leaned down and threatened him with his fists in front of Thomas’ face, Rackauckas said.

“He made two fists with his gloves on, two fists. He lifted his fists in front of Kelly Thomas so he could see them,” the lead prosecutor said. “… That’s when it went from a fairly routine investigation, a fairly routine police detention, to an impending beating by an angry police officer.”
Thomas replied, “Start punching, dude.”

Ramos then grabbed Thomas by the arm and pulled out his baton when Thomas pulled away. He swung his baton and chased Thomas, who ran behind a police car, eventually punching him in his ribs and tackling him before holding down his neck and lying on top of Thomas to pin him down, Rackauckus said.

The coroner concluded that the cause of death was mechanical compression of the thorax, which made it impossible for Thomas to breathe normally and deprived his brain of oxygen, Rackauckas said. Other injuries to the face and head contributed to the death, he said.

Cicinelli, who arrived later, kneed Thomas twice in the head and used a Taser four times on him as he screamed and yelled in pain, Rackauckas said. Cicinelli hit Thomas in the face eight times with the Taser, he said.
“His numerous pleas of `I’m sorry,’ `I can’t breathe,’ `Help Dad’ (were) all to no avail. Screams, loud screams, didn’t help,” the prosecutor said.

As the beating continued, Thomas didn’t respond. “When Kelly didn’t scream in response to these blows it should have indicated to Cicinelli that Kelly was down and seriously hurt,” he said.
Rackauckas said it was the first time he had filed charges against officers for excessive force leading to death.

Ramos was held on $1 million bail and faces a maximum of 15 years to life in prison if convicted on the charges. He will be arraigned Monday. Cicinelli faces a maximum penalty of four years. After entering his plea, he was freed Wednesday on $25,000 bail.

All six officers who responded to scene, including Ramos and Cicinelli, were placed on paid administrative leave. The remaining officers are not expected to be charged but will remain on paid leave pending the outcome of an internal investigation and an FBI criminal probe into whether Thomas’ civil rights were violated, Chief Kevin Hamilton said.

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Reprinted in its entirety from     Associated Press
September 21, 2011